Taking Care Of Your CDD Compliance Obligations

we make it easy for real estate agencies to meet their CDD & AML responsibilities


Bringing you the best in legal and financial compliance support

CDD Outsourcing was formed by Karen Jackson of Lifestyle Finance and Nick Kearney of Schnauer and Co, with the aim to provide our clients with complete support in managing their CDD compliance requirements. Simply let us take care of this time-consuming and arduous compliance, while you, your agents and their vendors focus on their core roles of listing, marketing and selling.

Our service is prompt and efficient, delivering quicker processing times for you and your vendors. All the work is done by experienced AML Compliance Officers who will certify when CDD is complete. Ultimately, we take care of all the paperwork giving you the comfort knowing that the compliance work is completed by a professional legal team, leaving you to focus on what you do best.


We’ve also been recognised for our expertise in the Real Estate compliance space, by AML specialist AML Solutions. We’ve partnering with AML Solutions to handle all their Real Estate related outsourced CDD services. We’re the official outsourced CDD partner and as such we are exclusively embedded in their AMLHub.

If you’d like to know more about our AML support services, please reach out to one of our team.




Meet the CDD & AML compliance experts

Our specialist CDD compliance team is led by Karen Jackson, Founder and Director at Lifestyle Finance and, Nick Kearney, Director at Schnauer and Co, Lawyers. Both have extensive NZ Real Estate Industry and Financial Law experience.

Karen Jackson

Karen Jackson, Director

Karen is the founder and Managing Director of Real Estate marketing finance specialist, Lifestyle Finance. With nearly 25-years of experience in the industry, it’s fair to say that Karen knows finance. So, it should come as no surprise that Karen soon identified the potential difficulties Real Estate Agencies (and their Agents) were going to have when managing the AML legislation that came into force in NZ in January 2019.

Her experience in the finance industry, plus many years recently focused on the Real Estate industry in particular, make Karen invaluable support for any Agency wanting to manage their CDD obligations seamlessly.

When she’s not arranging great finance deals for her clients, or managing their AML risk, you’re likely to find Karen running a marathon. Or training for the next one.

Nick Kearney Profile

Nick Kearney, Director

Nick has been a practicing Barrister and Solicitor for almost 19 years and is a Director of Schnauer and Co.  Nick is a former police officer, and spent a few years investigating serious and organised crime.  Nick graduated with a Bachelor of Laws at Auckland University in 2001 and then worked at the firm for three years before venturing into the bright lights of the City, where he worked for some large and medium sized firms.  Nick subsequently returned to Schnauer and Co in 2009 and became a Director in 2014. He completed his Masters degree in 2017, which was a major thesis on the use of caveat emptor in real estate transactions.

Nick acts for a varied range of property clients and has written and taught in this area also. He also has vast experience with commercial and trust matters, which frequently become inter-related with the property work he does.

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Kelly Lamont, AML Compliance Officer

Kelly heads up our compliance team ensuring that we have all your AML compliance needs covered – including following up with you for any other information that we might need.

Over the past 15 years she has worked within the banking and finance industry in both New Zealand and Australia. She has worked through the implementation of the AML/CFT changes in 2013 from both a front line and compliance perspective. 

When she has some spare time, Kelly enjoys spending it with her young family and playing netball.


Virginia Charlesworth, AML Compliance Officer

Vee joined CDD Outsourcing and immediately impressed with her exceptional skills in Administration and Sales Support. With 7 years experience working as a PA to a Managing Director and General Manager, it comes as no surprise that Vee is a rock when it comes to managing multiple tasks and getting things done on deadline. Vee prides herself on being a go-to person, always ready and willing to help others.

When she’s not getting your compliance sorted, you’ll likely find her spending time with her family, or her favourite fur-baby – her beloved German Shepard.


Katie Littlewood, AML Compliance Officer

Katie is the number-crunching superstar of our compliance team. With 8 years of Project Finance and Data Analysis under her belt she’s a whizz with all things financial compliance. Katie recently returned from Australia to complete a Masters Degree in Science with a Statistics minor – we told you she was good with numbers. Within CDD Outsourcing, Katie makes sure all your AML/CFT obligations are taken care of, removing stress from you and finalising your customer due diligence in record time.

When she’s not at work, or studying, you’ll probably find her at a beach surfing or on a mountain snowboarding – but not often in the same day.

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Sarah Rust, AML Compliance

Sarah is responsible for making sure all our AML compliance work is completed in record time. She’s the voice at the end of the line that’ll follow up on any further information we might need. With a few years of Real Estate experience under her belt, Sarah understands the demands that Agencies are under to deliver for their Vendors and is here to support our partners to get great results. 

When she’s not finalising your compliance requirements, you’ll probably find Sarah walking her dog at a favourite Kiwi beach, or spending some quality time with friends and family.